NZ Superannuation Fund fraud

Think of a superannuation scheme or pension fund that you join - or rather, are forced to join.

Your contribution to the fund varies according to your income. The more you earn the more you pay.

What you receive from the fund depends on one thing: How long you live.

If you don't reach age 65, you'll get nothing, your inheritance will get nothing, in fact your contributions will just have gone to someone else.

If you do reach 65, you'll get - whatever the government thinks everyone who reaches that age will get. If you spent your life on welfare or low income jobs paying next to no tax you'll get the same as a successful entrepreneur who has spent many years on the top marginal tax rate.

You wouldn't choose such a fund now would you?

So why do you vote for political parties that set it up, want to maintain it and even want to use it to play political games as if it is a sovereign wealth fund it can throw at "investments" it makes.

Greens want to deflate house prices more

Yes, the Greens think the time is right to pillage more of your children's taxes (it's called borrowing) to build more state houses. Even though property prices have been heading downwards, increasing the affordability of buying a home, the Greens remain outside the planet where price is a factor demand and supply, and think that forcing people to pay for more housing is a good thing.

So the Greens pillage your money and encourage your house price to drop too. Of course they want it in places where there is "excellent public transport" - ignoring whether that public transport actually would take you where you want to go, because a railway station is like a church to them.

Great stuff, check out the loopy economics. Easier to afford a home (cheaper), easier to move around without a car (cheaper) AND you are forced to pay for it whether you own a home, use public transport already or not.

Hopefully voters will simply say - f-off and leave my money alone in a recession you thieving socialists!

British banks to lend you your own money

Satirical website Daily Mash has an excellent take on the UK government's recent welfare subsidising nationalising handout to banks.

"THE government is to invest £500bn of your money in British banks so they can lend it back to you with interest"

The best line has to be this:

"Meanwhile, Emma Bradford, a sales manager from Bath, said: "Why doesn't the government just give my money to me so I can buy stuff from businesses who will then make a profit and put it in a bank?"

But Mr Darling insisted: "Shut up.""

Earth to Jeanette Fitzsimons

Jeanette. You're in the Herald complaining about why motorways get fully funded but railways don't. There is a reason why the Government foots the full cost of motorways.

The revenue for it comes from - road users. The people using the roads pay for the roads (well the state highways anyway). Understand the concept? Fuel tax and road user charges are fully dedicated to the National Land Transport Fund, which funds motorways. Most people would see that as being fair, if a bit blunt.

Let's look at your beloved "urgent public transport improvements", you want the whole Auckland rail network electrified and a NZ$1 billion-plus (yep note the plus, I'm guessing half a billion more) tunnel for a two-way rail loop through central Auckland to the western line at Mt Eden. Where do you want the revenue to come from to pay for that? The people who will use the trains? No. In fact at best they will pay perhaps a half of the operating costs of the trains (if they can match Wellington).

You want ROAD USERS to pay for your rail schemes, even though only 7% of all trips in Auckland are by public transport, and of those a majority are by bus and ferry.

Not only that you want road users to pay to subsidise the operation of the rail scheme too. However you begrudge road users expecting their motoring taxes being spent on the roads they actually use?

Yes I know you'll argue that the road users benefit because someone has decided to ride a train, instead of drive. Well of course that person riding the train has apparently benefited more, because the road user is subsidising their travel. Why should that person not pay the costs of their travel?

Jeanette, don't you realise the reason the roads are congested is because capacity is built according to politically determined funding criteria, and roads are charged the same no matter wherever and whenever you drive, unlike how airlines, hotels, phone calls and other services are charged. Don't you realise your beloved Soviet style management of highways is the problem, not the lack of a goldplated public transport system?

So go on Jeanette - tell motorists that the Greens believe that the majority of fuel taxes and road user charges they pay should be used to pay for transport modes they don't use. Tell them how many minutes they'll save in trips, how much fuel they'll save from this approach - show you've done the research.

Oh, it's just a "belief" isn't it. Yes, that damned religion of yours.

Destructive scum should be denied welfare

The Dominion Post reports on the sort of people who will live off the back of others, who gain great pleasure in destroying what others produce - they aren't a big focus of the criminal justice system - and the welfare system will happily pay them to live, and breed.

It's a very simple policy to stop paying criminals to live and breed. Those convicted of such an offence should be denied any claim on the welfare state, and required to pay full compensation for the damage.

While the compulsory welfare state remains, why should those who wantonly destroy what others create, get the proceeds of it all?

What a leap forward it would be if National just promised to deny welfare benefits to those convicted of property offences, for at least ten years.

What's a bet Sue Bradford would say those who did this are "disadvantaged" (as if the intellectually disabled users of this IHC workshop are not), and deserve more of your money to keep them from being so destructive.